Employee Benefits Services
Because having the right perspective on your people changes everything.
Your people are one of your most valuable assets.
Whether you employ three people or three hundred, attracting, retaining and rewarding good employees has never been more important.
At the same time, many employers face growing challenges:
- Recruiting the right people
- Retaining talented employees
- Competing with larger employers for talent
- Supporting staff wellbeing
- Demonstrating that employees are valued
- Managing rising costs while continuing to invest in their workforce
The most successful businesses recognise that salary is only part of the story.
Today’s employees increasingly value employers who invest in their wellbeing, financial security and future.
That’s why a well-designed employee benefits package can become a powerful tool for attracting great people, keeping them engaged and building a stronger business.
Whether you are reviewing an existing benefits package or introducing benefits for the first time, your business financial advisor will help you create a strategy that works for both your employees and your business.
Local Expertise. National Strength.
Perspective Financial Group Limited brings together a collection of FCA-authorised financial planning firms operating from regional hubs across the UK, united by a shared commitment to helping clients achieve their financial goals with confidence and all include:
Over 35 Years' Experience
Financial Planning Specialists
VouchedFor Top Rated Advisors
Cashflow Modelling Specialists
Client-Focused Advice
Employee Support Expertise
Employee benefits that support your business goals
No two businesses are the same.
A growing business with a handful of employees will face different challenges from an established company with a larger workforce. You may be:
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Building a growing team
Perhaps your business has expanded quickly.
You may have started with a small team and now find yourself responsible for recruiting, managing and supporting employees alongside running the business itself.
You want your staff to feel valued, but you need benefits that are practical, affordable and capable of growing with your business.
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Leading an established organisation
You may already employ a larger workforce and recognise that attracting and retaining talented people is critical to future success. Your focus may be on:
- Enhancing employee value propositions
- Improving staff retention
- Rewarding key employees
- Supporting wellbeing
- Remaining competitive within your sector
- Building a strong workplace culture
Whatever your business looks like today, the right employee benefits package can help strengthen the connection between your people and your organisation.
Because having the right perspective on your people changes everything.
Great Employee Benefits start with understanding your business
There is no such thing as a one-size-fits-all employee benefits package.
That is why your advisor will take the time to understand:
- You. Your business. Your workforce
- Your objectives. Your budget. Your future plans
By getting to know your business and the people who help make it successful, your advisor can help design a benefits strategy that supports both employee wellbeing and business growth.
Because employee benefits are not just about policies and products. They’re about people.
Why Employee Benefits matter
A well-designed benefits package can help:
Attract higher-quality candidates
Improve employee retention
Strengthen staff engagement
Support employee wellbeing
Reward and recognise your people
Increase workplace loyalty
Differentiate your business from competitors
Build a stronger and more productive workforce
When employees feel valued and supported, businesses often benefit too.
Employee Benefits solutions for you to consider
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Workplace Pension Schemes
For many employees, their workplace pension will form the foundation of their retirement planning.
Your advisor can help establish, review and manage workplace pension schemes that support employees’ long-term financial wellbeing while meeting business objectives and regulatory requirements.
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Group Life Insurance
Often referred to as Death in Service Benefit, Group Life Insurance provides financial support to an employee’s family if they pass away whilst employed.
It can provide valuable reassurance for employees and their families while strengthening your overall benefits offering.
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Group Income Protection
Group Income Protection helps provide employees with an income if illness or injury prevents them from working for an extended period.
It can provide valuable financial support during difficult times while demonstrating your commitment to employee wellbeing.
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Group Private Medical Insurance
Private Medical Insurance can help employees access diagnosis and treatment more quickly, supporting both wellbeing and productivity.
Many arrangements also include access to mental health support and preventative healthcare services.
The Financial Conduct Authority does not regulate some aspects of corporate financial planning, automatic enrolment and taxation advice.
A enefits strategy that grows with your business
As your business evolves, your employee benefits package should evolve too.
What works for a team of five may not be appropriate for a workforce of fifty.
Employee expectations change. Businesses grow. Priorities shift.
Regular reviews can help ensure your benefits package continues to deliver value for your employees while supporting your wider business objectives.
Helping you look after the people who help build your business
You have worked hard to build your business.
The people around you play an important role in its success.
The right employee benefits strategy can help ensure they feel valued, supported and motivated, while helping your business attract and retain the talent it needs to grow.
What does Staff Benefits Advice cost?
Your initial consultation with your advisor is free and carries no obligation. It is an opportunity to understand your position and establish how advice on employee benefits packages would be worthwhile.
Should you decide to proceed, all fees are explained clearly and agreed with you in writing before any work begins.
The benefits your employees value most may not be the benefits you are currently providing.
Ready to review your Employee Benefits package?
Book your free, no-obligation consultation and discover how the right employee benefits strategy could help your business attract, retain and reward great people.
The Financial Conduct Authority does not regulate some aspects of corporate financial planning, automatic enrolment and taxation advice.
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Frequently Asked Questions
An employee benefits scheme typically includes workplace pensions, health and wellness perks, paid holiday, sick pay and family leave. The exact benefits vary between employers and are often tailored to the needs of the business and its workforce.
Employers often value benefits that improve recruitment, retention and employee wellbeing, such as workplace pension schemes, group life insurance, group income protection and private medical insurance. These benefits can also support long-term business growth and employee satisfaction.
Employee benefits should be reviewed regularly to ensure they continue to meet business objectives and employees’ needs. Ongoing reviews help keep your benefits package competitive as your workforce and business evolve.
Some employee benefits are treated as a taxable benefit in kind and must be reported to HMRC, while others, such as employer pension contributions, are usually tax efficient. Your employee benefits advisor can help you structure your package in a tax efficient way and confirm your reporting responsibilities.
Specialist support when required
Where specialist advice is required and the local office does not hold the necessary Financial Conduct Authority permissions, support can be provided through the wider expertise available across Perspective Financial Group Limited. With advanced qualifications in specialist areas of advice and extensive experience in a broad range of financial planning matters, access is available to the knowledge and insight needed to help navigate complex financial decisions.
